If you, a family member or a friend have been injured or killed in a motor vehicle accident, it is important speak with an experienced personal injury attorney. If the injuries or wrongful death occurred as a result of the negligence, carelessness or recklessness of another, the Law Offices of Randy C. Botwinick may be able to help you. Our firm has the knowledge and skills to help you in prosecuting your personal injury claim and ultimately getting you compensate for your pain and suffering.
Immediately following an automobile accident most people are in shock and do not think clearly. However, when it comes to prosecuting your auto accident claim it is important that you think rationally and tactically immediately following the collision.
Following the collision, the initial thing to do is call 911. If you are feeling any type of pain request that fire rescue or an ambulance come to the scene of the accident. If fire rescue personnel believe it is necessary to transport you to the hospital, it is important that you take their advice even if you don’t want to go. If you are just feeling a little stiff and sore, make an appointment to get checked out my your doctor that day or the very next day. There are many hidden injuries that you don’t begin to feel until the next day or even a few days thereafter. Unless they are documented as soon as possible, you can potentially harm your ability to bring a car accident claim. Injuries like a herniated disc in your neck or back and actually not feel the pain of the herniated disc for days or even weeks. It is important to get checked out by a doctor as soon as possible.
In addition to getting immediate medical care and attention, it is important to begin the insurance claim process. If you are considering retaining an attorney to represent you for the injuries you sustained in the car accident, do not speak with the insurance company or its representatives until you’ve spoken with an attorney. If you do hire an attorney, your attorney will gather the appropriate documentation to provide to the insurance company. This documentation will help substantiate the claim and your injuries.
Remember, do not talk to anyone about the accident before consulting with your attorney. Do not admit anything to the insurance company or other party involved in the accident. Do not discuss your injuries with anyone except your doctor or your lawyer. Information provided to your insurance company or the other party’s insurance company can be held against you in the future. Any statement you make to the insurance company is documented and/or recorded. If you or a loved one has been seriously injured in a car accident, please contact the Law Offices of Randy C. Botwinick for a free and immediate consultation. As our client, no fees or expenses will be charged unless we are successful in getting you compensated for your injuries.
No Fault Insurance: WHAT DOES IT MEAN?
No Fault means that regardless of who is at fault for the car accident, you will need to use your own insurance (PIP) to cover your medical bills. It also stipulates that unless you meet specific thresholds of injury, you cannot sue the other party’s insurance company. In order to sue the other person’s insurance, you must prove permanent injury.
Uninsured/Underinsured Motorist Coverage:
Uninsured/Underinsured motorist coverage is a type of coverage which protects you if the other driver doesn’t have motorist coverage or not enough auto insurance at all. This type of coverage is very important because in Florida bodily injury coverage is not a requirement. There are quite a few people on the road who do not have auto insurance coverage to protect you if they cause the accident and you sustain serious injuries. In order to protect yourself from someone who does not have car insurance or not enough car insurance purchase uninsured/underinsured coverage on your auto insurance policy.