If your injuries were related to an automobile accident, your insurance company will be responsible for paying your medical expenses until such time as those benefits are exhausted. Thereafter, your health insurance carrier may be used to pay for medical bills. Some providers will agree to have you and your attorney sign a “Letter of Protection” which stipulates that the doctor or provider will be paid out of the settlement proceeds. If you injuries are not related to a car accident, either your health insurance or a Letter of Protection will pay for your medical bills.
Remember, a personal injury settlement should include compensation for pain, suffering, loss of wages, necessity for future medical care, and medical expenses. Therefore, although the responsible party should pay for your medical care, the settlement proceeds will not be available until the conclusion of your case.